An innovative cross-chain investor services platform that is flexible, rewarding, transparent and secured

Making Fund Raising easy for Startups with comprehensive investor engagement through DeFi driven ETH and Binance Smart Chain (BSC) platform with inbuilt safety protocols of Value Locks, DAO and Milestone based fund release.

FMT Token holders get Early Supporter Slot and a preferred price for all token sales

With FMT Tokens staked, you can Invest in all the Token Sales in Finminity as a preferred investor, before it is opened to public sale

Yield Farming integrated in business model

The amount you have invested is not given to the company rightaway. It is kept in the Escrow by Custodian Contract and you get yields on that amount based on your staked tokens

Governance rewards for token holders who have staked their tokens

As companies put resolutions for Voting (e.g. Payment Milestones, Decisions), FMT token holders can contribute to the governance and vote using Finminity DAO and earn

Integrated Liquidity Pairs in Uniswap provides ongoing token demand and appreciation

Every company doing token sale has to set aside fixed liquidity of Finminity token pairs when listing on exchange, thereby ensuring a constant demand of our tokens.

Why Finminity?

Crowdfunding and DeFi based Investment services are made for each other. With Finminity (FMT) Token driven ecosystem, our platform helps you raise funding in a decentralized manner from community of investors. It is enabled by a DeFi Token Engine which creates ERC 20 or ERC 1404 token based on Company Needs. It also has a decentralized Investor Services Platform with inbuilt staking rewards powered by Finminity DAO for permissioned community and investor voting for resolutions and other statutory obligations.

Our Investors

 

How It Works

Helping you to raise funding and after you get funding, provide you with investor services platform that is built for compliance, decent returns and investor safety.
Following are the functions of the Finminity DeFi platform.

We aim to be the pioneer of Decentralized Finance (DeFi) applied to Tokenized Fund Raising

In the world of Decentralized Finance, we are the bridge builder of real world capital market needs of startups and SME’s and how that can be solved through Blockchain based decentralized services. We focus on the decentralized technology to solve the problem rather focusing on crypto based swap and other DeFi buzzwords and paradigms. Real World DeFi having a hybrid model of Utilty and Security Tokens– that’s what we are!

Read More

Finminity Architecture Mapping to DeFi Layers

Following is how Finminity platform is aligned with the DEFI layers and what are the functions that each layer brings into the overall ecosystem.

1. DEFI Token Engine
Finminity Tokenization Engine allows companies to do asset token mapping, onboarding the company on Blockchain, ERC 20/1404 standard Token Creation and Token Allocation to investors. This token engine also does the KYC check of the company before it is onboarded.
2. REGULATORY COMPLIANT FUND RAISE THROUGH TOKEN
Companies who tokenizes on Finminity can raise funds in a regulatory compliant manner (STO License for Middle East as of now) by selling their tokens through a watertight KYC AML process. Investors can use the Marketplace to sell these tokens to get liquidity
3. DEFI INVESTOR SERVICES POWERED BY FINMINITY DAO
Through a DeFi aligned Investor Services module, Community/Investor Resolution Management and Voting, Milestone based Escrow and Payments, Reward Distribution and partial return of contribution on company failures. All of these are done on Ethereum based DeFi module
4. ORACLES FOR 3rd PARTY INTEGRATION
With Ethereum Oracles and API Integration with Finminity to Broker/Dealers, Fund Houses, Lending Service Providers, the Tokens can be packaged as Crypto Investment Products bearing yields. Even investors can get loans against these tokens.

Watch our demo video

See how a company uses our platform from asset tokenization to investor voting management

Finminity functions at a glance
Token Engine Application : Process Flow
How Finminity Checks Rugpull to Keep Investors' Money Safe

Who are our Customers

Companies

Companies that would like to raise fund against tokens

Investors

Investors who are stuck with tokens and would like to sell their tokens for liquidity

Crowdfunding Operators

Crowdfunding Operators who would like to use Tokens to provide differentiation from traditional crowdfunding platform

Venture Capital & Angel Investors

Use the platform to buy portfolio company token and privately transfer when required

Traditional Investment Banks

Provide buy sell services of companies through the platform with clear commission structure

Legal & Statutory Service Providers

Chartered Accountants and Company Secretary who needs to provide Valuation, Dividend Distribution and Community/Investor Voting services for compliance

We are Trusted, We are Live and We have Customers using our Platform

The Platform leverages the Ethereum & Binance Smart Chain (BSC) blockchain to allow confidential, secure, streamlined, efficient and reliable transactions for SME’s to close fund raising that would usually take 8 to 12 months to close, in weeks or even days and that too being compliant to all regulatory checks.

Case Study 1
This regulated crowdfunding operator uses Finminity for tokenizing all its companies that come into the platform for fund raise

Our Progress Till Now

Frequently Asked Questions

These are some of the basic information of about Finminity. If you have specific clarification, please send email to contact[at]Finminity[dot]com

What is Finminity platform ?

Finminity is Investment Services platform that is affordable to Startups and SME’s, enabled through distributed ledger technology and blockchain. It acts as Fund Origination & Service engine bridging the gap between the investment world and the blockchain space, marrying rules & regulation with new age DeFi technology. This is essentially Decentralized Finance application which facilitates the issuance of funds through tokens with the power of blockchain – Fundraising for startups & SME’s on basis of the valuation, crowdfunding, private raise and investor’s cum audit services.

How Finminity Platform is safe and secure?

  • KYC/AML procedures will apply based on the type of tokens you are buying and the amount you are contributing. While that is for contributors, startups/SME's will have to submit KYC/AML applications in order to launch their token sales in our platform.
  • Company valuations are required from auditors/valuers (for STO issuances) and we are in the process of providing functionality to put the company audited reports on blockchain.
  • Smart contracts for decentralization and autonomy without a single central owner.
  • Blockchain technology allows the execution of an automated and transparent platform preventing any third party or intermediary from holding decision making powers in terms of selection, vetting or the approval of preferred actions.

What is milestone based passed payment release?

Milestone-based funding is applicable for companies seeking to raise more than a $1 Million investment from investors. Rather than funding a company upfront, the funds get disbursed based on the achievement of some particular milestones, which is based on the voting of the investors. It will prevent the risk of losing the entire investment if the company fails to scale in value; this form of incremental funding lowers the risk incredibly. Herein, until the company achieves the roadmap it has projected to investors and proves to them that it is funding-worthy, the tranche payment will be held in an ESCROW smart contract.

Explain some of the Blockchain functions that are used in the platform

  • Tokenize for Easy Ownership and Liquidity. 
  • Asset Token Mapping and Book Building (for STOs).
  • Create SPV or Custodian Structure on Blockchain for Safety and Liquidity Locks.
  • Define the characteristics of these tokens and then creation & allocation of these tokens to KYC'ed whitelisted investors.
  • Sign and store the  Investor Agreements to make them tamper proof and irrefutable.
  • Investor-Company Engagement through Events and Community interactions.

Finminity DeFi Tokens

Finminity DeFi tokens, identified by FMT will be used within the platform for the following use cases.

Token Use Cases for Increasing Token Value

Companies will use the FMT tokens as
  • Fees for onboarding
  • Token minting and Liquidity Pair creation
  • Resolution creation and posting them to vote through Finminity DAO and
  • Reward/Incentive/Liquidity Yield distribution
Investors will use FMT tokens for
  • Get Preferred Early acceess for all tokensale in the platform
  • Voting in the resolutions
  • Staking and get incentives
  • Transaction fees in the P2P marketplace
Custodians will use FMT tokens to
  • Pass yield to token holders based on the amount held in escrow as well the amount of tokens staked
3rd parties and partners will use FMT tokens for
  • Provide Oracle data services for pricing of the tokens, specially security tokens in the P2P marketplace
  • To create token funds and derivatives

About Us

Our Team

Meet the People who came forward to make the dream possible

Raanngin Lahirih

CEO, FOUNDER

 

WITH THE VISION TO BUILD AN AFFORDABLE INVESTMENT BANK FOR STARTUPS AND SME’S. FOUNDER OF 2 BLOCKCHAIN PRODUCT COMPANIES - QLIKCHAIN & YourVC. 20+ YRS. EXPERIENCE IN MANAGEMENT CONSULTING WITH COGNIZANT, PWC, IBM AS PARTNER AND DIRECTOR

Shaik Hamdan

STARTUP CONNECT PARTNER

 

BASED OUT OF UAE, SHAIK IS THE SALES LEADER FOR FINMINITY TO DRIVE STARTUP CONNECT IN MIDDLE EAST, AFRICA & SOUTHERN EUROPE. SHAIK HAS BEEN THE CEO OF NEXT IT SYSTEMS AND IS ONE OF THE EARLIEST IT ENTREPRENEURS IN UAE

Jayanta Das

Tech Architect

 

Jay has 25+ yrs. of enterprise grade cross-industry, multi technology hands-on software development experience in open source and cloud with a special focus on blockchain integration.

Saloni Raghav

MARKETING & OPERATIONS

 

A QUALIFIED DIGITAL MARKETING PROFESSIONAL, SALONI MANAGES THE MARKETING & OPERATIONS ACTIVITY AT FINMINITY

Lester Lim

Strategic Advisor

 

Founder of X21 Digital. He incubates and supports promising projects via his marketing experience & vast connections within the blockchain ecosystem. Also Strategic Advisor to MahaDao & Finxflo, etc.

Sameep Singhania

Blockchain Architect

 

Sameep is a blockchain enthusiast who helps teams adapt their use cases to blockchain technology and devising asset tokenization strategies for business clients to adopt Blockchain technology.

Latest Insights

Please read our Blogs and Articles across different social mediums

The Most Rewarding Tokensale Platform for Startups & SMEs

Making Fundraising affordable for Startups and SMEs through DeFi and Blockchain ...

Read More

The DeFi Architecture & mapping with Finminity.

DeFi uses a multi-layered architecture with 5 layers: The settlement, asset, protocol ...

Read More

Who are the Finminity Customers?

After the Covid-19 pandemic, there is an industry revolution of shorts as new-age ...

Read More